Preheat oven to 325 or put in 1 1/2 quart microwave safe dish and cook for 15-20 minutes.
Soften 8 oz cream cheese, add 2 Tbls margarine, 1/4 c. milk and 1/2 tsp garlic powder. Stir to mix well. Add 2 cans drained, whole kernel corn (canned or frozen) and 2 cans of Chili peppers (not drained) and some chopped onion, if desired. Mix well. Bake uncovered for 20-25 minutes. I've also cooked this in the microwave and it's good too!